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The £2 Habit That’s Costing More Than You Think You tap your ParentPay card, grab a snack, and tell yourself, “It’s only £2.”By Friday, that’s £10 gone. By month-end, £40 to £60 vanished. By year’s end, almost £500 spent without noticing. That’s not just snack money, it’s your future phone, trip, or savings pot. “It’s not about having more money. It’s about managing what you already have better.” The Psychology Behind the Snack Spend You’re not just buying food, you’re buying

Why Competition Works Where Lectures Don’t Money lessons often fall flat when they’re presented as theory. Spreadsheets, worksheets, or talks about “saving for the future” rarely spark energy in a classroom. But introduce competition and everything changes. Give students a challenge, a leaderboard and a prize, and suddenly financial education becomes alive . That’s the secret behind school budgeting competitions  — a fun, structured way to teach real money skills that last f

Why Age 10 Is the Turning Point By the age of seven , most children have already formed their core money habits, according to research by...

In the UK, the gap between private and state education isn’t just about exam results or class sizes, it’s also about something much harder to measure: the hidden curriculum.