MONEY MOVES - Out-Earn, Out-Save, Out-Smart KS3 Financial Literacy Guide
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MONEY MOVES: OUT-EARN, OUT-SAVE, OUT-SMART (FREE KS3 Guide)
“Learn money skills that school won’t teach you and start building your first £1000 plan.”
Money Moves is the KS3 financial literacy guide built for teenagers aged 11–14 who are ready to take money seriously — and have fun while doing it.
Through interactive missions, real-world challenges, and family-friendly tasks, your teen will learn how to earn smarter, save sharper, and outsmart money traps.
This is not a boring textbook. It’s a playbook for financial independence.
🔑 What Your Teen Will Learn Inside
Money Mindset & Identity → How their habits shape their financial future
The Language of Money → Key terms like assets, liabilities, investments, profit & risk
Money Traps → How advertising, scams & “Buy Now Pay Later” schemes keep people broke
Earning Power → Legal hustles, flipping, services, and small business ideas for teens
Budgeting & Saving → Needs vs wants, the 50/30/20 rule, and how to control spending
Investing Basics → Turning £10 into growth, compound interest, and risk vs reward
Reselling & Trading → Making profit from what you already own
Parent as Partner → How to negotiate, budget, and plan money goals with family
The £1000 Plan → Step-by-step money ladder from £10 → £1000
Financial Power Map → Long-term vision, financial freedom, and future goals
Missions & Challenges
Each chapter includes:
✅ 1–2 interactive money missions
✅ Family or friend challenges
✅ Real-world application activities
Examples include:
“Budget Battle”: Split £20 into spend/save/invest/give
“Scam Detectives”: Spot online money traps with an adult
“Hustle Board”: Create 10 legal earning ideas
“Money Tree Game”: Watch £10 grow with compound interest
“Flip Tracker”: Track profits from resale or trade
Why Parents Love This Guide
Helps teens avoid debt, scams & poor habits early
Encourages entrepreneurship, independence & responsibility
Builds money confidence schools rarely cover
Supports family conversations about money in a practical, fun way
Creates habits that last through secondary school, GCSEs & beyond
Bonus: Level Up With SMART MONEY KIDS
By downloading MONEY MOVES, you’ll also unlock access to the SMART MONEY KIDS Members Area, with:
Advanced financial literacy resources
Extra games & business tools
Progression paths from KS2 → KS3 → KS4
Download MONEY MOVES: OUT-EARN, OUT-SAVE, OUT-SMART today and give your teen the unfair advantage of money mastery.
Because the sooner they learn, the further they’ll go. 🚀
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