Terms & Conditions

These Terms and Conditions (“Terms”) govern the use of the SMART MONEY KIDS website and any associated services, content, programmes, workshops, and resources provided by SMART MONEY KIDS (“we”, “us”, “our”).

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By accessing or using this website, you agree to be bound by these Terms.

If you do not agree, you should not use this website.

SMART MONEY KIDS is an education organisation providing financial and business education for children and young people through structured programmes, workshops, and learning resources.

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Our services may be delivered:

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• Online

• In schools

• In community settings

• Through digital guidebooks or materials

You agree to use this website:

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• For lawful purposes only

• In a way that does not infringe the rights of others

• Without attempting to disrupt, damage, or misuse the site or its content

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You must not attempt to copy, redistribute, or exploit content without permission.

All content provided by SMART MONEY KIDS is for educational purposes only.

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We do not provide:

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• Financial advice

• Investment advice

• Legal or tax advice

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Our programmes are designed to support understanding and decision-making, not to replace professional advice.

SMART MONEY KIDS works with children and young people, often through parents, schools, or authorised organisations.

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Where content is accessed by a child:

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• A parent, carer, school, or responsible adult is expected to provide supervision

• Responsibility for access and participation rests with the supervising adult or organisation

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We do not knowingly collect personal data from children without appropriate consent.

Please refer to our Privacy Policy for further details.

Programme formats, content, and delivery methods may vary depending on:

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• Age group

• Delivery setting

• Partnership arrangements

• Updates to curriculum or policy

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We reserve the right to:

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• Update or improve content

• Modify delivery formats

• Withdraw or reschedule services where necessary

Where services or resources are paid:

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• Prices will be clearly stated at the point of purchase

• Payment terms will be agreed in advance

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Refunds and cancellations are governed by our Refund & Cancellation Policy, which forms part of these Terms.

All content on this website, including:

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• Text

• Programme materials

• Guidebooks

• Graphics

• Branding

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is the intellectual property of SMART MONEY KIDS unless otherwise stated.

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You may not reproduce, distribute, or use our content for commercial purposes without written permission.

SMART MONEY KIDS is not liable for:

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• Decisions made based on educational content

• Indirect or consequential loss

• Disruption caused by factors beyond our control

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Nothing in these Terms limits liability where it would be unlawful to do so.

This website may contain links to third-party websites.

We are not responsible for the content, accuracy, or practices of external sites.

We may update these Terms from time to time to reflect:

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• Legal requirements

• Changes to our services

• Operational updates

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The latest version will always be published on this website.

These Terms are governed by the laws of England and Wales.

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Any disputes arising in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

These Terms are governed by the laws of England and Wales.

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Any disputes arising in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.